Maria DiCarlo - Wakefield, MA Real Estate, Reading, MA Real Estate


The homebuying journey may be complicated, particularly for those who fail to plan for it. Fortunately, there are lots of things that you can do to boost your chances of enjoying a successful property buying experience.

Now, let's take a look at three tips to help you start a successful homebuying journey.

1. Establish Criteria for Your Home Search

Create homebuying criteria – you'll be glad you did. With homebuying criteria in hand, you can speed up the process of finding your dream residence.

Think about the features you want to find in your ideal house. For example, if you want to own a residence that boasts a luxurious in-ground swimming pool, you can search for houses that offer this feature. Or, if you want to purchase a home that includes a central air conditioning system, you can hone your house search accordingly.

Don't forget to consider where you want to reside too. If you prefer big city life over small town living – or vice-versa – you should account for this factor as you kick off your house search.

2. Get Your Finances in Order

Obtaining a home mortgage is key, especially for individuals who want to streamline the homebuying process. Luckily, banks and credit unions are happy to help you select the right mortgage based on your individual needs.

Banks and credit unions employ friendly mortgage specialists who can take the guesswork out of home financing. If you meet with these professionals, you can learn about all of your mortgage options. Then, you can select a mortgage and enter the housing market with a budget.

3. Hire a Real Estate Agent

Navigating the homebuying journey on your own may prove to be exceedingly difficult, regardless of whether you are operating in a buyer's or seller's market. However, if you hire a real estate agent, you can simplify your house search and discover your dream residence without delay.

A real estate agent knows the ins and outs of the housing market and will share his or her expertise with you. That way, you can work with a real estate agent to become a housing market expert.

In addition, a real estate agent offers comprehensive support throughout the homebuying journey. He or she first will craft a custom homebuying strategy for you based on your property buying goals. Next, a real estate agent will keep you up to date about available houses in your preferred cities and towns. Once you find a home you want to buy, a real estate agent will help you submit a competitive offer to purchase it. Finally, a real estate agent will guide you through the home closing process.

For those who want to enjoy a quick, easy homebuying experience, it usually is a good idea to plan ahead as much as you can. Thanks to the aforementioned tips, you can launch a successful homebuying journey and take the necessary steps to acquire your dream residence any time you choose.


HERON POND...one of the most sought after locations! Don't miss this TOP FLOOR, 2BR 2BA garden style unit featuring CATHEDRAL CEILINGS, OPEN CONCEPT, beautiful cherry kitchen with granite and SS appliances, gas FIREPLACE , Master BATH, hardwood throughout, triple french doors leading to PRIVATE DECK , IN-UNIT LAUNDRY AND HUGE ONE CAR GARAGE with so much space you can fit TWO cars or have plenty of STORAGE ! (plus a one car driveway) PET FRIENDLY, FANTASTIC LOCATION- seconds to 95/128. Rt 1, and less than 1 mile to Lynnfield's MARKET STREET. Showings begin at open house Sunday August 26th 12:30p-2:00p. Commuter open house Monday Aug 27th 5-6:30p

More Info on this Property | New Listing Alerts

When you make the decision to buy your first home, you should be certain that you’re ready to make the leap into homeownership. There’s many different things that you should do as a buyer to get ready before you even set out on the search of a perfect home.


Choose An Agent


You may think that one real estate agent is the same as any real estate agent that you’ll find. This is far from the truth. Some agents have certain specialties. The knowledge that an agent will bring to your house hunt is often invaluable. You are making one of the biggest purchases that you’ll ever make in your lifetime. While many buyers think that they can simply do an online search themselves to find a home, your realtor will have many more resources to assist you in finding exactly what you’re looking for.


Figure Out The Financial Portion Of Buying A Home


While knowing how many bedrooms you need and where you hope to live is important, understanding your finances is even more important. You’ll need to talk to a lender to get the process started. After looking at your own personal budget, you should get pre-qualified. Getting pre-qualified allows you to see a general number of how much house you can afford. That can help you start the process, however, there’s still a few more steps. 


From here, you can do what needs to be done to get your entire financial picture ready to buy a home. This includes saving for a downpayment, improving your credit score, and continuing to keep up bill payments and consistent work history. 


Next, you’ll want to get pre-approved. This allows your lender to dig into your financial picture. Everything from your credit score to your income and employment history will be considered. Your lender will then give you a more definitive number of how much you’ll actually be able to get for a loan when you buy a home. To get pre-approved, be prepared with 1099 forms, pay stubs, tax returns, and bank statements. You’ll then have the concrete amount that you’re approved for along with the interest rate that you qualify for. 


Once You Have Applied For A Home Loan


Once you find the realtor to assist you and secure the home of your dreams, you’re not free to head out and buy all the furniture that you need to fill up your house. The home loan must go through the underwriting process and until that is complete, your finances are essentially on lockdown. If you start opening new credit cards, decide to buy a car, or fall behind on payments, you could end up in a lot of trouble. You want to keep your credit score stable throughout the process of buying a home for smooth sailing.



410 Salem St, Wakefield, MA 01880

Condo

$439,900
Price

5
Rooms
2
Beds
2
Baths
HERON POND...one of the most sought after locations! Don't miss this TOP FLOOR, 2BR 2BA garden style unit featuring CATHEDRAL CEILINGS, OPEN CONCEPT, beautiful cherry kitchen with granite and SS appliances, gas FIREPLACE , Master BATH, hardwood throughout, triple french doors leading to PRIVATE DECK , IN-UNIT LAUNDRY AND HUGE ONE CAR GARAGE with so much space you can fit TWO cars or have plenty of STORAGE ! (plus a one car driveway) PET FRIENDLY, FANTASTIC LOCATION- seconds to 95/128. Rt 1, and less than 1 mile to Lynnfield's MARKET STREET. Showings begin at open house Sunday August 26th 12:30p-2:00p. Commuter open house Monday Aug 27th 5-6:30p ....PHOTOS COMING SOON!
Open House
Sunday
August 26 at 12:30 PM to 2:00 PM
More Open Houses
Cannot make the Open Houses?
Location: 410 Salem St, Wakefield, MA 01880    Get Directions

Similar Properties




410 Salem St, Wakefield, MA 01880

Condo

$439,900
Price

5
Rooms
2
Beds
2
Baths
HERON POND...one of the most sought after locations! Don't miss this TOP FLOOR, 2BR 2BA garden style unit featuring CATHEDRAL CEILINGS, OPEN CONCEPT, beautiful cherry kitchen with granite and SS appliances, gas FIREPLACE , Master BATH, hardwood throughout, triple french doors leading to PRIVATE DECK , IN-UNIT LAUNDRY AND HUGE ONE CAR GARAGE with so much space you can fit TWO cars or have plenty of STORAGE ! (plus a one car driveway) PET FRIENDLY, FANTASTIC LOCATION- seconds to 95/128. Rt 1, and less than 1 mile to Lynnfield's MARKET STREET. Showings begin at open house Sunday August 26th 12:30p-2:00p. Commuter open house Monday Aug 27th 5-6:30p ....PHOTOS COMING SOON!
Open House
Sunday
August 26 at 12:30 PM to 2:00 PM
More Open Houses
Cannot make the Open Houses?
Location: 410 Salem St, Wakefield, MA 01880    Get Directions

Similar Properties





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